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Module · Investment · Growth Chart
SIP Calculator
Project your Systematic Investment Plan (SIP) future value with year-by-year growth chart. Optional step-up percentage to model salary hikes.
Your SIP
Projections assume equal monthly SIPs at the start of each month; annual step-up compounds each year.
Projected corpus
₹ 25,22,880
at end of 15 years
Amount invested
₹ 9,00,000
Wealth gained
₹ 16,22,880
- Corpus
- Invested
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Guide
How SIP Calculator works
Step 01
Enter your SIP
Monthly investment, expected annual return and duration.
Step 02
Optional step-up
Model salary hikes with an annual step-up percentage that compounds each year.
Step 03
See the growth
Corpus, amount invested and wealth gained + a year-by-year growth chart.
FAQ
Frequently asked
How is SIP future value calculated?+
FV = P × (((1+r)^n − 1) / r) × (1+r), where P = monthly SIP, r = monthly rate, n = number of months.
What annual return should I assume?+
Historically, Indian equity mutual funds have returned 10–15% CAGR over long periods (10+ years). Conservative planners use 10–12%.
Does this include exit load or STT?+
No — this is a pre-tax, pre-charges projection. Actual returns after taxes and fund charges will be somewhat lower.